ISSN:2149-0821

EVALUATION OF CREDIT MANAGEMENT PERFORMANCE IN THE BANKS BY TOPSIS METHOD : (2015 – 2018)


While banks try to perform their intermediation function effectively, they mainly provide funds through deposits and assets are mainly dominated by lending activities. As a result of these activities, they pay interest (expense) for deposits and other resources, and they receive interest and commission (income) from loans. During the lending process, banks is also exposed to credit, liquidity, interest and exchange rate risks and credit management activities are monitored and analyzed with various rates. In this study, the credit management activities of banks are analyzed by using Topsis method by using data and rates related to loans, assets, non-performing loans, specific provisions, general provisions, income and profit. In the evaluation, deposit, participation and development-investment banking classification was used and 2010-2018 was considered as the evaluation period. The credit management performance of the Bank's groups is determined not for each year but for the period 2015-2018.


Keywords


Bank, Credit Management, Topsis Method

Author : Hüseyin SELİMLER - Süleyman KALE
Number of pages: 117-142
DOI: http://dx.doi.org/10.29228/SOBIDER.32585
Full text:
The Journal of Social Sciences
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