@article{2017,title={RISKS AND COMPARISONS IN INSURANCE SECTOR EFFECTIVE RISK MANAGEMENT},abstractNode={Today, insurance is regarded as the protection against risks and management of risks in individuals and organizations. For this purpose, it establishes the relationship and coordination between the units and functions within the organization, discusses the financial effects of the risks and decides which preventive decisions should be taken. Despite the fact that the world economy is on the way of growth, it has become important for the insurance sector to start to change structurally and technologically and to reveal the risks that may arise in this area. The most important issue to be considered for the development of the insurance sector is to determine the risks of the sector. Our country also has to catch up with developments in this field and come to a level where it can compete. The implications of the harmonization laws introduced during the process of integration with the European Union in terms of risk management, insurance and social security have also gained great importance. In this study, it is aimed to give information about the basic risks that are covered by the insurance sector and how to effectively manage these risks.},author={Levent SEZAL},year={2017},journal={The Journal of Social Sciences}}